If your deposit is not made directly to one of our employees or if we decide to take this action after you have left the premises, we will mail you the notice by the next business day after we receive your deposit. We will also tell you when the funds will be available. If we are not going to make all of the funds from your deposit available on the same business day, we will notify you at the time you make your deposit. However, the first $225.00 of your deposit will be available on the first business day after the day of your deposit. Funds may not be available until the second business day after the day of your deposit. In some cases, we will not make all of the funds that you deposit by check available to you on the same business day that we receive your deposit. However, if you make a deposit after our cutoff hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.Ģ. on a business day that we are open, we will consider that day to be the day of your deposit. For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. Once they are available, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. Electronic direct deposits will be available on the day we receive the deposit.
Our policy is to make funds from your cash and check deposits available to you on the same business day that we receive your deposit.
Please ask us if you have a question about which accounts are affected by this policy.ġ. The Credit Union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in this policy. It only applies to the availability of funds in transaction accounts.
This Disclosure describes your ability to withdraw funds at Sun Federal Credit Union.
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